Dalewick Business Capital is a small-business funding service in Shelby, North Carolina that matches funding requests with partners. Reach it by phone or through the online form. This page lists the contact details and a set of questions to ask any lender about cost, payments, collateral and prepayment before signing an offer.
Phone, form and listing details
Phone: (980) 357-6015. Listing address: 228 S Lafayette St, Shelby, NC 28150. Funding requests can be sent by phone or through the online form; there is no email address for requests.
The Shelby, NC data page has Cleveland County business counts if you want local context before calling.
Questions Shelby, NC businesses can ask lenders
- What is the total dollar cost, every fee included, if I keep the money to the end?
- On which days do payments come out, and from which account?
- Is there a charge, or a lost discount, for paying it off early?
- What collateral or lien does the offer take, and is a personal guarantee required?
- Who services the money after closing, and whom do I phone with a question?
What are good questions to ask a lender for Shelby, NC owners?
Good questions are the ones whose answers change your decision. Ask how the payment would move if revenue dropped for two months, whether the rate is fixed, and what happens at renewal. For equipment, ask who owns the machine at the end of a lease and what the buyout costs.
Write the answers down beside each offer so the comparison is in dollars, not impressions.
Questions to ask when getting a business loan: how it works in Shelby, NC
Before a business loan, ask what the partner needs to see and in what form, whether it reads bank statements or tax returns first, and whether existing debt payments count against the request. Ask whether the offer can change after documents arrive.
Dalewick can walk through these on the phone before any request goes out; the FAQ answers several in writing.
Questions to ask about a business loan: what Shelby, NC owners should know
Ask what the money can be used for, whether the full amount arrives at once, what a missed payment costs, and whether the agreement allows a second funder to file a lien. For a merchant cash advance, ask for the total to be remitted and the holdback percentage, since an advance is not a loan.
By Dalewick Business Capital · Updated